Okay, I am trying, trying to behave amidst this chaos we call sanity, that we deem as ‘progress’, that we view, somehow, out of the “Etiquette Times” of yester-year, people think we are ‘civilized’ _oops, reframe: I do not think that Wall Street, Bank of America, Citibank, etc… the two party system (anymore), credit cards and interest has anything to do with sanity, progress, or civilization. Some of us ‘got mine’, but are living under enormous strain to keep ‘mine’. I just wanted a home for my family, and for me to grow old in. Well hell, that may all be compromised real soon.
I finally called a non-profit credit agency. I finally got referred to see if I qualify for the Hope for Homeowners program. Dang, got right back into the BofA system. So discouraging. One day they said I did not qualify. I called them back. They said I did qualify. It would take 45 days. I don’t trust them. Obama does, I guess. Why would you give any business that F’d over the whole country, the world, the individual people and families, another go? Does this make sense? What IF the good old boys club just needs to expire, like a dinosaur – Anyway, the next week, I called back. I am under stress. I have kept my scene together by renting rooms out in my house, you do what works. I am on unemployment, I think I have 2 checks to go before they toss me under a bridge. Okay, I gave several different BofA personnel my name, loan number, street address and SSN. I kept a chit list on the top of my note page. After being disconnected twice I rang back and did it again. How many people are on the low-end payroll of BofA to intake “top secret – private identity” information, and then just transfer you to another person, who takes that same information again, and transfers you to another person. People, this is crazy. THEN, at the end of the day, they transfer me to a woman who wants to SELL ME a product for $19.99 per month to PROTECT my identity. Oh, but BofA will be so kind to give me the first month free. Whose on first? What drugs DO these people take? because they are confused. Hi, I’m Bob and I am going to kick you in the shins and break your bones, and I am going to put on my white coat and charge you to fix it? Okay, hang on, this gets even better. After noting I have now given my name and SSN etc out a dozen times, I finally am speaking to a woman that maybe able to help me. She speaks clearly and seems to have some manners, and even interest. one problem, she also has a heavy accent. I say, “I notice you have an accent. and with all due respect, may I ask, what continent are you on?” Place your bets folks. India. So I say, “You sound like you could really help me, but I am out of work, and I have many friends out of work and suffering, please transfer me back to someone on U.S. Soil.” I can conceive of a company who is in another country to ‘exploit’ a resource from that company, and hire local people. But BofA, seriously? Seriously? you chump out this country and then you are hiring overseas? Now I can only imagine, you are wanting to go after the financial market in India, for one, and then you have cheaper help than here (Ahem), and maybe no benefits criteria for employees in India… Pay some more bonuses – you absolute chumps, you squirming, slimy belly crawlers. I would go to jail for breaking someone’s leg and then charging them to set their broken bones. BofA, you and your banking brethren have busted the legs of this country. I feel terrible about my forced relationship with you. I feel terrible, that I may not be able to continue to provide a home for my family. I feel terrible, that hope, hope for me, my kids, my friends, is compromised. And I feel terrible, that the original 45 day turnaround on “OUR” problem has now been restated as 90 days. Whose on first?